615 Palmer, Unit 1004Yonkers, NY 10701Price: $240,000

AO. Spacious and sun-filled one-bedroom, one-bath home in move-in-ready condition. This bright apartment features a generous open living/dining area, parquet floors, and oversized windows with custom Hunter Douglas electric double honeycomb shades that insulate against the cold and block summer heat. The updated kitchen offers stainless steel appliances, ample cabinetry, and excellent counter space. The large bedroom comfortably fits a king-size bed and additional furniture. The full bathroom includes an extra-wide soaking tub for added comfort. There is no shortage of storage space with the several deep and wide closets within this unit. Well-maintained, thoughtfully laid out, and filled with natural light-this home offers exceptional space, comfort, and functionality. Gate house with 24/7 guard upon complex entry, common laundry in basement, one guaranteed outdoor parking space assigned at closing for $75/month, plus a free of charge storage room space and bike room space. ----Minimum Financial Requirements for Purchase Applicants: 1) Minimum Equifax Fico 5.0 Credit Score of 740 or above, per applicant, required. 2) Required Minimum Debt to Income Ratio - not to exceed 30%. This includes ongoing costs such as maintenance, mortgage, taxes, other real estate, etc. 3) 20% Total Down Payment. 10% at contract signing required; balance due at closing. 4) Minimum of 2 years of Salary and Work History, required. 5) Minimum Cash Balance sufficient to meet 6 months of living expenses after payment of down payment and other related closing costs, required.