175 Terry Hill RoadCarmel, NY 10512Price: $375,000

Nestled in a peaceful Lake Carmel setting with seasonal partial lake views, this sun-filled 2 bedroom,1 bath A-frame cottage offers a warm retreat with vaulted ceilings, exposed wood beams, and refinished hardwood floors throughout. A wood-burning fireplace brings warmth and character to the living room, making it the heart of the home in every season. The updated bathroom features a soaking tub and rain shower. The eat-in kitchen is well-appointed with white cabinetry and a propane stove. The versatile second bedroom is located on the first floor off the kitchen, with private exterior access directly to the backyard - making it perfect as a guest room, home office, or creative studio. The fully fenced backyard features a deck, garden area, and shed - an ideal setup for outdoor living and entertaining. With lake rights just moments away and convenient access to I-84 and the Southeast/Brewster train stations, this property is a compelling opportunity as a full-time residence, weekend escape, or income property - blending charm, flexibility, and location in one solid offering.